Privacy Statement

Last updated: January 2026

1. Data Collected

Loangibility does not require you to create an account or provide personal information to use the calculators. The only data we may collect automatically is standard server log data (such as IP address, browser type, and pages visited) and anonymised analytics to understand how the Service is used. We do not collect names, email addresses, or financial details unless you voluntarily submit them via the contact form.

2. How Data is Used

Any data collected is used solely to operate and improve the Service — for example, to diagnose technical issues, understand usage patterns, and respond to enquiries. We do not sell, rent, or share your personal data with third parties for marketing purposes.

3. Cookies

Loangibility may use essential cookies or local storage to remember your preferences within a session (for example, the last active calculator tab). We do not use tracking cookies or third-party advertising cookies. You can disable cookies in your browser settings; this will not prevent you from using the calculators.

4. Data Retention

Server log data is retained for a maximum of 90 days and then deleted. Contact form submissions are retained only as long as necessary to respond to your enquiry. Calculator inputs are processed entirely in your browser and are never transmitted to or stored on our servers.

5. Contact for Privacy Concerns

If you have any questions or concerns about this Privacy Statement or how your data is handled, please contact us at hello@loangibility.com . We will respond to all privacy-related enquiries within 30 days.