Terms of Service
Last updated: January 2026
1. Acceptance of Terms
By accessing or using Loangibility (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service. We reserve the right to update these terms at any time; continued use of the Service constitutes acceptance of any changes.
2. Service Description
Loangibility provides free, web-based financial calculators including loan EMI calculators, investment calculators, and tax and salary tools. The Service is intended for informational and educational purposes only. No part of the Service constitutes financial, legal, or investment advice.
3. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Loangibility does not warrant that the calculations are accurate, complete, or suitable for any particular purpose. All results are indicative only and may differ from actual figures provided by financial institutions.
4. Limitation of Liability
To the fullest extent permitted by applicable law, Loangibility and its operators shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of, or inability to use, the Service — including but not limited to financial losses resulting from reliance on calculator outputs.
5. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of India. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts located in India.